Montclair, West Orange and Glen Ridge real estate and homes for sale in New Jersey, condos, condominiums - Lina Panza, REALTOR® Lina Panza REALTOR(r) for Montclair, West Orange and Glen Ridge, New Jersey real estate, condos, condominiums - NUMBER1EXPERT™ Lina Panza NUMBER1EXPERT(tm) for Montclair, West Orange and Glen Ridge, New Jersey real estate, condos, condominiums
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Lina Panza, REALTOR®, real estate agent and broker for Montclair, West Orange and Glen Ridge New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real Estate Tips
Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Real Estate Trivia
Q 
At the doors of what famous temple do you find yourself when you climb the 'Stairway to Heaven'?

A 
The Temple of Heaven in Beijing, China, attracts the local faithful and tourists.
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Lina Panza, REALTOR®, real estate agent and broker for Montclair, West Orange and Glen Ridge New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Lina Panza
RE/MAX Village Square

516 Valley Road
Upper Montclair, NJ 07043
Lina's Office: 973-809-5277
Lina�s Cell : 973-809-5277
Fax: 973-509-7779
Email: PaulinePanza@comcast.net

ABOUT ME
I have a passion for houses and real estate, as well as credentials that give you an advantage. I have a Bachelors degree in design and architecture from Carnegie Mellon. I also have an MBA in marketing�a big plus if you chose me to sell your house�I have won both RE/MAX sales awards as well as the New Jersey Association of Realtors Circle of Excellence Award for 2008. I grew up in Manhattan, within walking distance of the U.N. My father took me to the Museum of Modern Art every Sunday. Immersed in the culture of New York City, I found it difficult to leave. But like many ex-New Yorkers, I moved to New Jersey because I wanted more space, a good community where I could raise a family and a yard where I could build a garden. I have come to love it here and I�m happy to share my two decades of local knowledge and contacts to help you get settled. My clients have come to rely on me for house, garden and community advice long after the sales transaction is over.

Equal Housing MLS REALTOR


RE/MAX Village Square real estate and homes for sale in Montclair, West Orange and Glen Ridge New Jersey

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